Farm Bureau Health Benefit Plan offers Iowa Farm Bureau members three different plan options. These plans are designed to provide comprehensive health benefits coverage. They will appeal to people who purchase their own plan because they are not covered under a group plan and don’t qualify for subsidies (tax credits) offered through the Marketplace to purchase Affordable Care Act (ACA) compliant health insurance. All three health plans use Wellmark Blue HMO Network and the Wellmark Blue RX Value formulary for prescription drugs – offering access to 97% of the physicians and 100% of the hospitals across the state of Iowa, and any of the more than 65,000 participating pharmacies nationwide.
* This coverage is not required to comply with certain federal or state market requirements for health insurance, including the Affordable Care Act (ACA) and is not considered “minimum essential coverage” under the ACA. This is a general description of plans. It is not a statement of contract. Actual coverage is contained in the terms and conditions specified in the benefits certificate itself and enrollment rules in force when the benefits certificate becomes effective. In the event of any discrepancy between this summary outline of coverage and the coverage manual, the terms of the coverage manual control.