What are my coverage options? | Iowa Farm Bureau Health Plan Explore the three health coverage options available through the Farm Bureau Health Plan. All three plans include free preventative care.

Coverage Options

Farm Bureau Health Plan Benefits

Iowa Farm Bureau members now have access to a low-cost alternative for their health coverage needs. Benefits that are included with this affordable coverage include:

  • FREE preventative care
  • Covers 100% of Iowa hospitals
  • $3 million lifetime benefit maximum
  • Affordable copays for primary care physicians and specialists
  • Covers 97% of Iowa physicians
  • Prescription drug coverage at 65,000 pharmacies
  • Emergency room coverage
  • Virtual doctors’ visits
  • And more!
Benefit Options Iowa Choice 3500Iowa Choice 6000Iowa Choice 6650 High Deductible Health Plan
Preventive care FREEFREEFREE
Annual benefit: Deductible Single: $3,500
Family: $7,000
Single: $6,000
Family: $12,000
Single: $6,650
Family: $13,300
Annual benefit: Out-of-pocket maximum Single: $7,500
Family: $15,000
Single: $10,000
Family: $20,000
Single: $6,650
Family: $13,300
Lifetime benefit maximum $3,000,000$3,000,000$3,000,000
Coinsurance 20%30%0%
Primary Care Provider (PCP) office visit $35 copay$75 copayDeductible applies
Specialist (Non-PCP) office visit $75 copay$150 copayDeductible applies
Emergency room $400 copay$600 copayDeductible applies
Prescription drug benefits Generics (Tier 1): $15 copay
Preferred brand (Tier 2): $40 copay
Preferred specialty: $300 copay
Generics (Tier 1): $15 copay
Preferred brand (Tier 2): $40 copay
Preferred specialty: $300 copay
Medical deductible applies
After deductible, plan pays
100% of covered drugs.

For a detailed description of the plans, please review the Outline of Coverage.

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