Coverage Options

Farm Bureau Health Plan Benefits

Iowa Farm Bureau members now have access to a low-cost alternative for their health coverage needs. Benefits that are included with this affordable coverage include:

  • FREE preventative care
  • Covers 100% of Iowa hospitals
  • $3 million lifetime benefit maximum
  • Affordable copays for primary care physicians and specialists
  • Covers 97% of Iowa physicians
  • Prescription drug coverage at 65,000 pharmacies
  • Emergency room coverage
  • Virtual doctors’ visits
  • And more!
Benefit Options Iowa Choice 3500 Iowa Choice 6000 Iowa Choice 6650 High Deductible Health Plan
Preventive care FREE FREE FREE
Annual benefit: Deductible Single: $3,500
Family: $7,000
Single: $6,000
Family: $12,000
Single: $6,650
Family: $13,300
Annual benefit: Out-of-pocket maximum Single: $7,500
Family: $15,000
Single: $10,000
Family: $20,000
Single: $6,650
Family: $13,300
Lifetime benefit maximum $3,000,000 $3,000,000 $3,000,000
Coinsurance 20% 30% 0%
Primary Care Provider (PCP) office visit $35 copay $75 copay Deductible applies
Specialist (Non-PCP) office visit $75 copay $150 copay Deductible applies
Emergency room $400 copay $600 copay Deductible applies
Prescription drug benefits Generics (Tier 1): $15 copay
Preferred brand (Tier 2): $40 copay
Preferred specialty: $300 copay
Generics (Tier 1): $15 copay
Preferred brand (Tier 2): $40 copay
Preferred specialty: $300 copay
Medical deductible applies
After deductible, plan pays
100% of covered drugs.

For a detailed description of the plans, please review the Outline of Coverage.

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