Iowa Farm Bureau Health Benefit Plan

Iowa Farm Bureau Health Benefit Plan The Iowa Farm Bureau Health Benefit Plan is a health plan available to members of Iowa Farm Bureau.

We're making health care more affordable.

Get the benefits you need at the price you want.

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Iowans like you now have access to low-cost medical coverage through the new Farm Bureau Health Plan. These comprehensive plans, are saving Iowans as much as 50% on their premiums.

With 3 plan options to choose from – 2 traditional copay, coinsurance and deductible plans, and 1 high-deductible health plan that lets you fund a Health Savings Account (HSA) – Farm Bureau Health Plans offer you comprehensive coverage for the things you need most.

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Benefits Overview

  • FREE preventive care
  • Affordable copays for primary care physicians and specialists
  • Prescription drug coverage at 65,000 pharmacies
  • Emergency room coverage
  • Covers 100% of Iowa Hospitals
  • Covers 97% of Iowa physicians
  • Virtual doctors’ visits
  • $3 million lifetime benefit maximum
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Iowans are Saving Big

Iowa man lowered his monthly premium from $1,350 to $626 – a savings of 50%.

North Central Iowa couple saved $16,000 per year on the cost of their plan.

Central Iowa woman saved $6,000 annually.

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  • Who's eligible?

    In order to be eligible, you must be a resident of Iowa and a member of the Iowa Farm Bureau Federation (IFBF). Not currently an IFBF member? No problem – signing up is easy. If you’d like to know more about your plan options before becoming a member,  connect with an agent.

  • Who is most likely to benefit from these plans?

    The plans can benefit many Iowans, but are best if one of the following applies to you:

    • You’re currently uninsured or self-employed.
    • You’re considering early retirement but aren’t eligible for Medicare.
    • You can’t afford coverage through your spouse’s employer.
    • Your current employer doesn’t offer coverage or that coverage is too expensive.
    • You’re currently enrolled in an ACA (Affordable Care Act) plan but are NOT getting subsidies to offset the cost.
    • You’re currently covered by a short-term plan, Christian Sharing Ministry program or other similar coverage.
    • You’re 26 years old and coming off a parent’s coverage.
  • When can I enroll?

    Unlike many other health plans available in the market, you can enroll in the Farm Bureau Health Plan any time of year.

  • How can I get a quote or enroll?

    Contact your local agent or complete the contact form. In one visit, a local, licensed Farm Bureau Health Plan agent will understand your coverage needs, walk you through the available plans, help you select the one that’s right for you and even provide an estimated premium cost. Find an agent here.

  • How much do the plans cost?

    Each applicant is subject to underwriting. Almost all members are seeing significant savings over existing ACA plans and some are seeing savings of as much as 50% off current premiums.

Plans underwritten by Farm Bureau Health Benefit Plan, LLC. This coverage is not required to comply with certain federal or state market requirements for health insurance, including the Affordable Care Act (ACA) and is not considered “minimum essential coverage” under the ACA.